Credit Card Scam: Keep these things in mind while shopping online using credit card

Credit Card Scam: These days, instances of cyber crime are expanding at a rapid pace. Everyday cases such this emerges in that somebody gets arrested digitally and some anonymous steals personal data and money from his account. In this scenario, it is now crucial to proceed with caution when doing so online. It is a race to hell; a small mistake and maybe you pay a bit, but your hard-earned money will reach cyber criminals before you realize it. We will be aware of the things that should be considered during shopping online with a credit card as of today.

Credit Card Scam: Shop only from trusted sites

Make shopping from trusted sites a habit. Cyber fraudsters are showing fraud from sites with similar names in these days as well. In that case take care to make sure you are shopping from the actual (derivative) site.

If you are buying from a website for the first time, then do the research. Just search it online and read its reviews. Avoid shopping website who are giving the negative reviews in bulk. This way, you can save yourself before falling into the trap of cyber fraudsters.

turn on two-factor authentication

Most online merchants have two-factor authentication available. This is very important. It provides you with an additional layer of protection to your account aside from the password. In this case, even if someone comes to know your password, he will not be able to log into your account without the verification code, which will come in the message or email.

Get creative with virtual or disposable credit cards

Several financial institutions offer this feature in the form of a virtual, or disposable credit card. These are discards of your actual card, attached to your credit card account that only last for a single transaction. Under such a scenario, no fraud will ever get to your actual account.

Keep an eye on your account

Monitor your account and check at regular intervals. This will let you know whether any illegal transaction has taken place and will enable you to act accordingly. If you observe any activity that you suspect is related to the account immediately notify the bank.